* You must have a checking account and source of income and enter it on your application to get approved. 

* Income must be $1,400 or more monthly. (SSI & Disability is OK)

* You will automatically be denied if you do not enter your checking account and source of income. 

* Enter the cell phone number and bank account that is in your name for faster approval.

  (One of the ways lenders verify your identity is through your cell phone carrier. They may also ask for a utility bill for proof of residence)

* Amount of monthly payment will depend on the amount financed and the term length that you choose 1 to 3 years.
Please submit your financing application before visiting so that we can have puppies ready to show you that are in the amount you are approved for. 

* Must be on your job for over 6 months.  * Must be at place of residence for over 6 months

OPTION 2 Click open My Pet Funding 

banner for puppies & pet supplies up to $6000

​Easy credit approval based mostly on income and checking account works with low credit scores.
Good Credit/No Credit/ Fair Credit
​May accept Credit Scores as low as 420 to 500

OPTION # 1​ - Good or Starter Credit

Pet Financing With Lending USA - 6 Months Same As Cash!

Buy Now & Pay Back with your income tax refund.

New! Finance Options - Buy now and pay back next year! Can be used on puppies and pet supplies. 


1. Lending USA Pet Loans.  Excellent Credit, Good Credit or No Credit - Requires No Down Payment
No interest payments for 6 months You must have a checking account & source of income to get approved. You will automatically be denied if you do not have a checking account and list a source of income. Income must be $1.500 or more a month.


2. My Pet Funding - Good Credit, Bad, Fair Credit or No Credit. Accepts most credit scores as low as 420
Income must be $1.200 or more. (SSI & Disability is OK) Requires a $49.00 down payment
You must have a checking account & source of income to get approved. You will automatically be denied if you do not have a checking account and list a source of income. You may combine all of your household income on your application.

3. Wags Pet Lending - Good or Fair Credit. Accepts most credit scores as low as 550

Income must be $1.200 or more. (SSI & Disability is OK)

You must have a checking account & source of income to get approved. You will automatically be denied if you do not have a checking account and list a source of income. Requires an average down payment of $200 to $500. You may combine all of your household income on your application.


A soft credit check for pre-approval is done to see how much you are pre-approved for when you submit an application online. A full credit check is not entered until you make a commitment to purchase.

Call or text to schedule a viewing appointment Monday - Saturday Krystal 972-989-5266 or Rebecca 972-552-1989

​​Option #1 Pet Financing / $ 0 DOWN + 0 Interest if paid in 6 months.

This is not a lease - Good Credit or No Credit / Accepts Credit Scores as low as  620

Finance up to $25.000 for puppies, pet supplies.

OPTION # 2 MY PET FUNDING / NEXT STEP 

Pay only $49.00 Down - Accepts Good, Bad and No Credit

Can be used for Puppies, Pet Supplies, Luxury Pet Carriers & Pet Beds or Colored Boutique Training Crate.
Please apply before you visit so that we will know what price range of puppy you qualify for. If you purchased a puppy from another location you can use this credit for pet supplies!
​Select our contact information for address and hours or pet supplies to see pictures of supplies.

Easy Pet Financing Now Available! Get Pre-Approved Within 5 Minutes with a soft credit check.

Great way to get your credit started!
Please apply as soon as possible. If you wait until the weekend to apply you may need to wait until Monday or Tuesday to take your puppy home. Complete approval through Wags & My Pet Funding can only be done

Mon-Fri 8:00 am to 4:40 pm and it may take up to 48 hours to verify your bank and identity.  


MUST BE ABLE TO PICK UP YOUR PUPPY IN PERSON FOR PET FINANCING - SORRY NO EXCEPTIONS

We are located in Plano, Texas (Collin County) 5 Minutes from Dallas, Texas

We are 15 Minutes from the Dallas Love Field Airport ( DAL) - 19 Minutes from Dallas Ft.Worth (DFW)

OPTION 3 Click open Wags Easy Pet Payment Plan banner for puppies & pet supplies up to $5000

​Easy credit approval based on income and checking account not credit.

Good Credit/No Credit/ Bad Credit/ Very Bad Credit

OPTION # 3

Easy Approval / Payment Plans With Wags Financing

​Good or Fair Credit accepts credit scores as low as 600

1st Months Payment plus application fee is required as down payment.

Normally between $200 to $600 depending on the amount you finance